Direct Deposit Debit Card

You can save hundreds of dollars a year on check cashing fees simply by using a direct deposit credit card. This is a prepaid card issued as a MasterCard or Visa.

To use direct deposit you must fill out a form and turn it into the payroll department of your employer. Then your paychecks will automatically be deposited into your account.

There will still be a paystub for you to keep for your records. You will still know how many hours you worked and how much you paid in taxes.

You can check your account balance online and see recent card activity. You can deposit payroll checks, social security, pension and retirement income, and more.

Then you can use your card to make purchases. This prepaid debit card will be accepted online and over the phone.

You can use this card to make hotel reservations and rent a car. Cash can be accessed through ATM machines just like a check card.

In addition most cards offer another feature called bill pay. This is where you can use your card to pay bills. This will save you more money by not having to purchase money orders.

In addition to that some cards offer free credit builder. This is a feature that will record your payments using bill pay with a credit reporting agency. Providing you with an opportunity to show future lenders you are credit worthy.

Most of these cards offer guaranteed approval, regardless of chex systems or credit history. This card acts just like a checking account.

However you will never pay overdraft fees, late fees, or interest charges. Some cards will give you free activation when you sign up for direct deposit.

You will still be approved if you have bad credit or if you are in chex systems. This is just like a second chance checking account. We suggest you stop paying check cashing fees and buying money orders and get a direct deposit prepaid credit card.

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